Michigan Local Bank.org – live the difference with a community bank

Live the Difference Find a Michigan Community Bank

“Community banks are America’s financial foundation; helping build communities and funding the small businesses that serve them.”

- Chris Lorence, EVP/Chief Marketing Officer, Independent Community Bankers of America, Washington, DC

"Whether in small towns, suburbia or big city neighborhoods, community banks grow our towns and cities. They use local dollars to fund small business and help families build financial security. "

- Judi Sullivan, President Community Banks of Michigan

Maybe thatʼs why, despite the economy and consumer frustration, the number of community banks continues to grow. Ready for a better way to bank? Youʼve come to the right place.

What's the Difference

Common sense lending


“When it comes to community banks, the vast majority continue to be some of the safest, soundest and most secure financial institutions in our nation. Community banks follow responsible business practices and work every day to support their customers, communities and local markets.”
-James MacPhee, Chairman and CEO, Kalamazoo County State Bank and ICBA Chairman

“Relationship Banking”


At community banks, success comes from long-term relationships with customers, not high volume “transactional banking.” Thatʼs why community banks look out for their customersʼ best interests, and work hard to deliver exceptional customer service and exceptional value.



Unlike many multi-state and mega banks, community banks focus on the needs of local families, businesses and farmers. Most community bank deposits come from local people like you–not foreign investors. And most of their loans are made to help local borrowers through home loans, business loans and more.

More Advantages